The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.

Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items such as checks. If an account is closed prior to interest payment date, no interest will be paid.

NEW AUTO LOAN RATES
On new auto, loans 24-60 months, we require a 10% downpayment.
Auto Loans	Annual Percentage Rate	Payment Schedule
24 months	4.50%	24 monthly payments of $44.66 per $1,000 borrowed
36 months	4.95%	36 monthly payments of $30.88 per $1,000 borrowed
48 months	5.25%	48 monthly payments of $24.06 per $1,000 borrowed
60 months	5.99%	60 monthly payments of $20.16 per $1,000 borrowed
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2006-2007 USED AUTO LOAN RATES
We require a 20% downpayment for all terms.
Auto Loans	Annual Percentage Rate	Payment Schedule
24 months	5.50%	24 monthly payments of $44.88 per $1,000 borrowed
36 months	5.75%	36 monthly payments of $31.11 per $1,000 borrowed
48 months	5.95%	48 monthly payments of $24.30 per $1,000 borrowed
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